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Course Name
Course Code : PRP60
Venue Details
Postal Code : 30-644
Session Dates
Duration: 2 days (14 hours)
This training program aims to provide participants with an in-depth understanding of managing Non-Performing Assets (NPA) within the banking and financial sector. The course covers key concepts, regulatory frameworks, and effective strategies for identifying, managing, and recovering NPAs. Participants will also learn the tools and techniques used in managing delinquent loans and enhancing asset quality.
Introduction to NPA and Risk Management
Module 1: Understanding Non-Performing Assets (NPA)
Definition of NPAs and classification: Sub-standard, Doubtful, and Loss Assets.
Causes of NPAs: Borrower-related, lender-related, and external factors.
Economic impact of NPAs on financial institutions.
Module 2: Regulatory Framework for NPA Management
RBI guidelines and Basel III regulations on NPAs.
Impact of NPAs on capital adequacy and financial stability.
Compliance requirements for financial institutions.
Case Study
Module 3: NPA Identification and Classification Techniques
Financial indicators and ratio analysis for detecting NPAs.
Red flags in borrower behavior and loan performance.
Practical Exercise
NPA Recovery and Legal Framework
Module 4: NPA Recovery Strategies
Recovery methods: Restructuring, restructuring with external agencies, and legal action.
Using asset management companies (AMCs) and debt recovery tribunals (DRTs).
Role of credit risk management in reducing NPAs.
Practical Exercise
Module 5: Legal and Ethical Considerations in NPA Management
Legal process for recovering NPAs: Court proceedings, repossession, and liquidation.
Ethical considerations in the management of NPAs.
Case Study
Module 6: Best Practices for NPA Management
Establishing early warning systems to prevent NPA buildup.
Best practices for monitoring loan portfolios and borrower performance.
Developing effective communication strategies with borrowers.
Group Discussion: Sharing experiences and strategies for managing NPAs in different banking sectors.
Interactive Components
Case Studies: Participants will analyze real-world NPA cases and determine strategies for classification, recovery, and resolution.
Group Discussion: Sharing experiences and challenges faced by participants in managing NPAs across different financial institutions.
Practical Exercises: Identifying potential NPAs in loan portfolios and formulating recovery strategies.
Mode of Delivery : The event can be attended both online and at nearby ProgNXT classroom by Individual Professionals and Corporate Employees as per the seat availability. Please Contact Us at [email protected] for checking the seat availability
Audience : We have a global audience that logs in to using their own computers to work hand in hand with our world-class instructors.
Assessment : Each training course will have ProgNXT Assessment at the end.
Certification : After successful passing of ProgNXT Assessment, ProgNXT Certification will be provided, which has got acceptance in 55+ Countries.
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